We believe in transparent lending practices. All borrowers will be informed about the Annual Percentage Rate (APR), interest rates, and any applicable fees before accepting a loan offer.

The APR generally ranges between 5% and 35.99%, depending on the borrower’s credit profile, loan amount, and repayment period.

Fees that may apply include:

• Origination or service fees

• Late payment fees

• Processing fees

All costs associated with the loan will be disclosed clearly before the borrower accepts the loan agreement.